1031 Exchange investment property replacement, Tax Defer (45days/180days) https://youtu.be/IPdqYwM5GMY If you are an investor, you should know the benefits of 1031 Exchange. 1. What is a 1031 exchange It can be applied to an investment property to replace another investment property. When replacing an investment property, you can use 1031 Exchange to enjoy the benefits […]
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Know details of property tax in order to avoid any penalty https://youtu.be/2YJqsQw6h8A In general, the homeowner will receive the property tax bill between September and October each year. The property tax to be paid is from July 1st of the current year to June 30th of the following year. After receiving the property tax bill,
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What Are The Basic Costs Of Having A Home In Southern California? https://youtu.be/Ye_SOPMQrUE Property Tax Annual Property Tax – Two installments in a year. Details can refer to another video. The average house tax is 1-1.2%, with a maximum increase of 2% per year. If the house is located in a newly developed area, there
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What Are The Closing Costs Of Buying A Home In Escrow? https://youtu.be/k7UkmjXfzNQ 1.What is the closing cost? When buying a house, it is necessary to pay the relevant fees to the lending institution and the third party when the real estate transaction is settled. The conditions are different for each transaction. buyers may base on
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Benefits of Getting A Pre-Approval Letter In Advance https://youtu.be/xxR7Ywff0KE Should you get a Pre-Approval Letter? This is very important when you shop for homes. So, what is a Pre-Approval Letter? A loan pre-approval letter is a document from a lender indicating that the lender is tentatively willing to lend you a certain amount of money.
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Process of buying a home https://youtu.be/f4VMxAsmRps Prepare for the process of buying a house, I will explain the whole buying process, market trends, house search, and do my best to search for houses and successfully complete the Escrow transaction with you. Eight main steps to buying a home: 1. Communicate with a real estate
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Top 5 Questions For First-Time Homebuyer https://youtu.be/zBBBwylzJz0 This video will assist you to explore the basic questions when purchasing a home. Question 1: What is the first step when buying a home? Perhaps everyone’s intuition is to look at the house first. Maybe some other people consult the realtor about the housing market. But in
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What money-related things should I pay attention to when buying a house for the first time？ https://youtu.be/WoDUR2-RRE0 Mainly divided into five categories Monthly loan fees for buying a house Need to get the loan pre-approval letter (pre-approval) Pay attention to the property taxes Closing costs And other related costs 1.Monthly loan fees for buying a
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今天要跟大家分享拿到鑰匙後應該做哪些事 首先先恭喜您 在歷經了找房,看房,開啟Escrow, 最後完成房屋交易。 不管你是快速完成購房，還是花了較長的時間，都要恭喜您買到自己心儀的房屋，拿到屬於您的鑰匙。 在開啟新的生活前 (或著說在拎包入住前)，您需要做哪些準備工作呢？ 讓入住過程順順利利同時有滿滿的安心感。 以下有幾點入住前的準備工作和大家分享。 第一：更換新的門鎖 拿到鑰匙時，可以先去附近有製作鑰匙的店家，例如: Costco, Home Deport等，將家裡門鎖統一都換掉。讓自己成為全新鑰匙的主人。 第二：開通水電.煤.垃圾和網路 以上四項是可以說是維持最基本生活品質的必配品。 您可以向當地的隸屬的公司開通水電煤。並向垃圾資源回收公司預定垃圾桶。以及和網路公司簽訂居家網路。 第三：聯繫搬家公司 在Escrow 快close 之前，就可以和搬家公司預約需要move in 和move out的時間。提早安排以確保搬進新家的時間不被耽誤。 第四：更改Mailing 郵記地址 避免USPS信件寄錯地址, 舉例：銀行,雜誌,DMV,保險, 車商等等。 即時更改郵件地址，為了避免錯失重要文件。 USPS Change of Address: https://rb.gy/e8c5v 第五：各別個案 每個人每個家庭情況不同 需要提前安排的事 會因人而異 舉例： 如果有就學小孩的家庭 會需要安排轉學，提先到新學校辦理註冊手續。 如果有小區管理HOA，需要知道小區管理費用的繳交方式與費用等。 如果針對新房子有維修計畫，需要和Licensed Contractor 預約時間進行維修。 大家別忘了，如果裝修新房，有任何需要拿permit的工程 或是需要先通過HOA 允許的都要事先申請喔。 以上就是入住新房前，屋主可以提前準備好的工作。 如果您在買房或是賣房的過程中，有任何問題，請歡迎與我聯繫。
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今天要跟大家分享Escrow流程(1-16天） 或許對尚未有房產交易經驗的人，Escrow可能聽起來可能有點陌生。 這支影片會跟大家快速分享Escorw，幫助大家有基本的架構認知。 Escrow公司是一個第三方的託管公司 也是大家常說的 “代書公司”。依照買賣雙方達成協定的合約 代書協助完成房屋交易，立場中立，確保買賣雙方都有履行自己該做的事，在所有條件都達成後，Escrow公司才讓賣家拿到錢 買家拿到房屋。 買家遞交Residential Purchase Agreement (RPA)時，就寫下房屋交易所需要完成的時間，例如：7天, 14天, 21天, 或30天, 。當然這個部分需要跟地產經紀和貸款人員先確認。如果時間不夠完成Escrow, 就會需要和seller再協商。 當買家遞交的RPA被賣家接受時，這時下一個步驟就是開啟Escorw。為了方便討論，我們先將escrow 以天數拆成幾部分。 1. 進入Escrow 1-3days 流程 (首付＋開始進行） 主要進行首付的付款動作與開始買賣與貸款的流程。 我們先談談付款。 EMD匯款 通常前三天需要將EMD(earnest money deposit)匯入到Escrow Company, 所以買家一定要在三天內匯好款項。匯款的步驟很重要，也需要非常小心。最好的方法是直接打電話給Escrow公司再三確認，不能單獨依造email 郵件上的匯款資料就進行匯款的動作。 請務必致電Escrow公司再三確認 除了遞交EMD 同時也要著手進行貸款的申請流程，此外並安排房屋檢查 。買家完成Vesting Form， 同時記得購買買房屋保險 。(Note: 現在保險不好買，一定要先讓保險公司評估） 最後完成 City Change of Ownership Form (PCOR)。 2. Escrow 4-16 Days 流程 (以閱讀房屋相關文件和對房屋進行相關檢查為主 )